Investments and Financial Planning Built Around Your Goals
From your first TFSA to your retirement income, we help families across the GTA choose the right accounts, invest with confidence and pay less tax along the way.
Every goal needs the right account. Saving for a first home, a child’s education or retirement each comes with its own tax rules and government benefits. We look at your whole picture and show you where each dollar will work hardest.
Registered accounts
Savings and investments
Planning services
Who we help
Young families
Protect your income, save for your children’s education and start building wealth.
First-time home buyers
Combine the FHSA and the Home Buyers’ Plan to reach your down payment faster.
Professionals and business owners
Reduce taxes, fund your own retirement and protect your business.
Pre-retirees and retirees
Turn your savings into income that lasts, and plan your estate.
Our process
Discover
A free conversation about your goals, your family and what you already have.
Design
A clear written plan showing which accounts and investments fit you.
Implement
We open the accounts, set up contributions and put protection in place.
Review
We check in every year and whenever your life changes.
Frequently asked questions
Which account should I open first?
It depends on your goals and income. Many people start with a TFSA for flexibility, add an RRSP as their income grows, and use an FHSA if they plan to buy a first home. We can help you decide in one conversation.
Do you charge for a consultation?
No. Your first conversation is free and there is no obligation.
What can I invest in?
Depending on the account, options include GICs, segregated funds and high-interest savings. We match the choice to your goal and your comfort with risk.
Talk to Devendra Kumar, Financial Planner (CLU, CHS)
DK Insurance & Investment Inc. serves families across the GTA from offices in Vaughan, Mississauga and Brampton. Call or text +1-647-761-0517 for a free, no-obligation conversation.